Premium Bonds August 2026 Results: Winners, Prize Breakdown, and How to Check If You’ve Won

National Savings and Investments (NS&I) has officially announced the results for the August 2026 Premium Bonds draw. Millions of savers across the UK are checking their accounts as ERNIE (Electronic Random Number Indicator Equipment) generated over 6.2 million tax-free prizes worth more than £433 million.

This comprehensive guide covers everything you need to know about the August 2026 draw, including details on the two brand-new millionaires, the full prize distribution table, step-by-step methods to check your bond numbers, and how to track down forgotten or unclaimed prizes.

August 2026 £1 Million Jackpot Winners

Every month, NS&I creates two new millionaires who are personally visited by “Agent Million” on the first working day of the month. For August 2026, the two jackpot winners hail from Kent and Hampshire & The Isle of Wight.

• Winner 1 (Kent): Held winning Bond number 664BF890888. The winning bond was purchased in February 2026. This lucky saver held £21,000 in total Premium Bonds, proving that you do not need the maximum holding to take home the top prize.

• Winner 2 (Hampshire & The Isle of Wight): Held winning Bond number 491KF169443. The winning bond was purchased in March 2022. This holder owned £49,850 in Premium Bonds at the time of the draw.

“With our jackpot winner from Kent only purchasing their winning Bond earlier this year, ERNIE reminds us that every £1 Bond has an equal chance of winning and that a visit from Agent Million could be just around the corner.”

— Andrew Westhead, NS&I Retail Director

August 2026 Prize Fund & Value Breakdown

For the August 2026 draw, the prizes total 6,224,837. The overall annual prize fund rate stands at 3.80%, with odds of 22,000 to 1 for every £1 Bond entered into the draw.

Below is the complete distribution of prizes awarded across all tiers in August 2026:

(Source: NS&I August 2026 Draw Data)

4 Easy Ways to Check If You Have Won

While the £1 million jackpot winners are notified in person, all other winners can check their holdings using four convenient tools. Results for the lower-value prize tiers (£25 to £100,000) become fully searchable from Tuesday, 4 August 2026.

1. The Official NS&I Online Prize Checker

The quickest way to check your bonds is through the official NS&I website:

1. Go to the NS&I Prize Checker page on a web browser.

2. Enter your Holder’s Number (a 9-digit or 10-digit number found on your Bond record, monthly statement, or online account).

3. Click “Check” to instantly see if you won in the August draw or any of the previous six months.

2. The NS&I Prize Checker Mobile App

If you use a smartphone or tablet:

1. Download the free NS&I Prize Checker App from the Apple App Store or Google Play Store.

2. Log in using your NS&I number or Holder’s Number.

3. You can also toggle on notifications to receive an alert every time a new draw takes place.

3. Amazon Alexa Voice Assistant

If you own an Amazon Echo device or have the Alexa app on your phone:

1. Enable the official NS&I Premium Bonds Skill in your Alexa app.

2. Say: “Alexa, open Prize Checker” or “Alexa, ask Prize Checker if I’ve won.”

3. Input your Holder’s Number when prompted to hear your results read aloud.

4. Telephone or Post

For those who prefer traditional methods:

• By Phone: Call NS&I free on 0808 100 0707. Have your Holder’s Number ready.

• By Post: Write to NS&I, Treasury High Street, Blackpool, FY3 9YP. Include your name, address, Holder’s Number, and signature.

How Prize Payouts Work

If ERNIE selects one or more of your bond numbers, receiving your winnings depends on your selected payout preference:

1. Automatic Reinvestment (Most Popular): Prizes are automatically used to purchase additional £1 Premium Bonds for the next month’s draw, provided your total balance remains below the £50,000 maximum holding limit. This compounds your chances of winning in future draws.

2. Direct Bank Deposit: Payouts are transferred directly into your nominated UK bank account within a few working days of the draw. You will receive an email or SMS notification confirming the win.

3. Paper Warrants (Cheque): If you have not set up electronic payouts, NS&I sends a paper warrant through the post. Note that paper warrants take longer to arrive and process.

How to Find Unclaimed Premium Bonds Prizes

Unlike traditional lottery tickets that expire after 180 days, Premium Bonds prizes never expire. According to NS&I data, more than £119 million across 2.7 million individual prizes remains unclaimed across the UK.

Common reasons for unclaimed prizes include moving house without updating your address, changing bank accounts, or inheriting unrecorded bond numbers from family members.

How to Track Down Old or Unclaimed Bonds:

• Use the Tracing Service: Fill out the online tracing request form at My Lost Account (mylostaccount.org.uk), a joint initiative covering NS&I accounts, bank accounts, and building societies.

• Write directly to NS&I: Include all former names, past residential addresses, and any old account documentation you can locate.

• Check the App: The prize checker app automatically searches all historical draws dating back to the inception of Premium Bonds in 1956.

Essential Facts About NS&I Premium Bonds

• Minimum Investment: £25.

• Maximum Investment: £50,000 per person.

• Tax Status: 100% tax-free in the UK (winnings do not count toward your Personal Savings Allowance or Capital Gains Tax).

• Capital Protection: Every £1 invested is backed 100% by HM Treasury, offering complete safety of principal.

• Odds of Winning: 22,000 to 1 for each £1 Bond in any given monthly draw (at the current 3.80% prize fund rate).

Summary

The August 2026 Premium Bonds draw has awarded over 6.2 million tax-free prizes. Whether you hold the £50,000 maximum or a modest £25 investment, check your holder’s number using the NS&I website, app, or Alexa skill today to see if ERNIE has chosen your numbers this month.